A SPLASH OF COLOUR COMES WEST

stwaly’fi- LH'T .Ila“

‘\ With the Lithuanians taking over 'l‘_\'neeastle. neighbouring l)a|r_\' has been

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left to the Spanish and Latin ,»\inerieans. It was probath the cheap aeeoinnioilation that brought foreign students and gii.xrrir‘/2i'irr'r.x to llth l‘ornier working-class area rather than the sun and \angria. However. given the

capital‘s traditional homogenein a little hit of colour goes a long way and tirxt time huyers have been following them. There are still some bargains to he had in (iorgie. hilt much of the decent stul'l' near llayntarket litts long sinee been \llillCllL‘tl tip. From here a ehannel ol' tour to live storey tenements stretches out on either siile ol Dally and then (iorgie Road as tar as Balgreen. These were built to house workers tor nearh)‘ light industry at the turn of the eentur). Develolxtrs have recently been lilling in the slits ot‘ the hunter lactoriex to give the area a tll\'L‘l‘\ll_\ Ultlltl and new property.

ROSEBANK COTTAGES

D (in the pricey f3l(l(? for first time buyers. but if you ran elub together With a frienrl or partner you might be Within range of this B listerl upper (tolony flat tucked away off Carriners Crescent. It is titrthy but well appointed. wrth two rlouble berlrooins. some Shier; kit in the kitchen. and a private garden. Offers over £160,000

Io View. contath Stuart 8. Stuart W8, ()Ia‘l J/(l 5?] I I

DALRY ROAD

A Inside this classic top floor tenement flat, you'll

find niee spaces With original features. two fairly big double, bedrooms and an open plan liying dining kitchen area that could suit your busy urban lifestyle. You might want to tone down the purple walls but most of the 'indiwdual' taste has been lavished on details you could easin change. There's a communal garden area at the rear. away from the busy main road. Offers over £95,000

To View. contact VMH. 0137 622 2626

BRANDFIELD STREET

V This; sits cheek by iowl Willi the tire\.-.rer\.. anrl that

might be enough to put you off. However, this

conversion of a grounrl floor shop has a fairly big; rear

garden area which is currently a rtonrtrete wasteland but it could be turned into a lover oreen spare

Offers over £98,000

TO View. (fontarft Gillespie N7(‘All(lf'(’lt’, (l Ml (9)98 50%)

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EDINBURGH

DALRYC: GORGIE

Average price of property in 2005 (tenements) £70k (new builds) £110k

on annual growth 22

Amenitiesrs new"

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tt‘vaiii "t lijpt N" [we 1"i ivy} ‘viy. v, t‘Xllrl'l'lt'tl l "8' l wit _}i".i ' y. 1. 1 lllt‘ 'V“,‘,‘ ‘l‘ll'plfl'ww; f" “M. «p.51 Drinking l'wAtnli-t' Nina w i t. r ttira [imam g. \r\,, it in“ (“Mr P Iii. ltl‘l‘l‘ll'fllt aivt ’5,;~teu the .«ii i} i,. [tlilt‘t‘fi ‘lllt‘l‘ rl‘; l \ main-unit ftp-i vi.._-' Shopping Dale, tram .i {tlo'llliv ; \l vain» “my p shops, tioin th.» turn in. “an In tolluipm yr we. (3ri7r1i5‘-l)i\187riiri Downside Not. wiwiiiin aim-ii if Famous Exports [trail M lx a.

What kind of mortgage would suit me best? (2) Many first time buyers are struggling to get on the ladder and are attracted to the deals where you only have a small deposit or where incentives are offered. Even if you don't have a deposit. then . some lenders do offer 100% mortgages as well as incentives such as free valuations. legal fees and even cash back payments on mortgage completion. Here. there's a limited choice and a higher lending charge will normally apply on mortgages over 90%. This is a fee that insures the tender of any loss of money if you default on your repayments.

Guarantor mortgages can be useful for buyers who are willing to stretch themselves financially. For this. you need to find someone to guarantee the mortgage and ensure that it gets paid.

Russell Ferguson, owner of Analogue bookshop.

We bought a two lie/lrrmni flat l" llalrv Will?

years ario for S‘r’ha’li’lfi ll'llll ier entlr 'ea'l/ lll‘xtrfl it It was perfert in l‘i'llll‘; of lit/,llt’fll bertause my wife and I work mthin 9f) ininiitrm' walk of u-xhere r/e ll‘J‘? the problem !‘» that because we now have a to month old baby Our top floor flat has become impossible I've riot a sore back from humping the [)ll‘fllflllélll up and down four flights of stairs Also there are to parks in the area and its imperial“ Wm” WM have rthildren to have that Our house bar. gone up to arOiinrl $135,000 0r $140,000 but the thing is so has every/here else There isn't really anywhere ‘f/lllllfl tor/n that ran [)f’)‘.’l’l‘: us with the extras that we want for that riioney We've thought about moxing eat of loan What are house prices like in Glasgow”?

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